Myth vs. Reality: Does the Fed Control Mortgage Rates?

You've probably heard the Federal Reserve (the Fed) is raising rates again. And if you're planning to buy or sell a house, you may be wondering what that means for you.With all the headlines, it’s easy to think the Fed sets mortgage rates. That’s actually a common myth. But the Fed’s decisions can s

MORE

McMinn Monday Market Update: Oxford Dollar Volume Rises as Rates Test Fall Buyers

By Lee McMinn, ALC | McMinn Realty | Oct 5, 2026 Good Monday evening from North Mississippi. This week's market is giving buyers more room to negotiate, but it is not giving them the same opportunity everywhere. Oxford residential dollar volume remains slightly ahead of last year even with fewer clo

MORE

Two Moves That Can Get You Into Your First Home Sooner

For a lot of first-time buyers, owning a home can feel perpetually a few years out of reach. Saving for a down payment takes time, and each year you spend renting can make owning feel further off.But buying your first home doesn’t have to happen to feel like a far away goal. Two choices you control

MORE